Scale-Up Investment Opportunity
in the Global Trade OS
NGDB.ai is raising a $1.2M scale-up round on a YC Post-Money SAFE at a $15M post-money valuation cap (terms as of September 2026). The platform is live in production, and our affiliated India operating POC has been revenue-generating since April 2026 — compounding month over month — so this capital deploys a proven financing engine into the India→US corridor rather than funding a pre-revenue plan. Targeting 3x–5x at Series A and 33x–67x at Series B (targets, not guarantees).
Scale-Up Round
YC Post-Money SAFE — terms as of Sep 2026
Valuation Cap
Post-money · Delaware C-Corp, Seattle HQ
18-Month Target
Target at Series A — $50M–$75M valuation
36-Month Return
Target at Series B — $500M–$1B valuation
Enhanced Vision for Superior Returns
Our strategic approach delivers exceptional value across the entire trade finance ecosystem, creating win-win partnerships that drive growth and profitability.
- Sub-3 second credit decisions (vs. 2–8 weeks for banks)
- 40% higher approval rates via alternative data
- 70% reduction in fraud false positives
- Proven <0.2% default rate from Tiller Capital
- Same-day settlement vs. 2–8 weeks for Letters of Credit
- 0.5–1.5% cost vs. 2–5% for traditional LCs
- Programmable, digital ownership (not paper-based)
- Open to all qualified traders, not just banks
- Tier-1 BaaS: JPMorgan, BofA, Citi sponsor banks
- Visa/Mastercard certified virtual card rails
- SWIFT/SEPA cross-border rails
- SCF marketplace with 3–8% yield for lenders
Investment Highlights
Strong fundamentals and growth drivers supporting sustained value creation
- 60% tech complete — 4-month launch to first transactions
- Founders draw zero salary until revenue generation
- Asset-light model with 85–90% gross margins
- SOC 1, SOC 2, PCI-DSS, GDPR compliance-first architecture
- $2.5T annual trade finance gap (our addressable opportunity)
- 70% SME rejection rate from traditional banks
- Only 15% digital penetration in global trade
- Basel III/IV forcing banks to retreat from trade finance
- 35% SCF discount fees (1–3% on financed invoices)
- 25% SaaS platform ($2K–$10K/month subscriptions)
- 20% payment & interchange (virtual card transactions)
- 10% data analytics ($500–$2K/month benchmarking)
Global Commodity Trading Excellence
Serving as the premier value partner for global traders and merchants across all major commodity markets, providing deep liquidity, advanced analytics, and comprehensive risk management solutions.
PE & Hedge Fund Partnership Tiers
Flexible partnership structures designed to maximize returns based on investment level and strategic involvement
- YC Post-Money SAFE — $15M Valuation Cap (Sep 2026)
- Pro-rata rights in future funding rounds
- Quarterly investor updates with live metrics
- Direct access to founder for strategic input
- Board observer rights
- Co-investment opportunities in follow-on rounds
- Access to live POC transaction data
- White-label partnership opportunities
- White-label SaaS licensing for your client base
- Revenue sharing on originated transactions
- Co-branded market entry into new corridors
- Priority API access and dedicated integration support
Massive Market Opportunity
Global trade is a $30T market constrained by a $2.5T annual trade finance gap. Banks are retreating due to Basel III/IV capital constraints, creating an historic opportunity for an AI-native alternative. We disintermediate the Letter of Credit, not the bank — the banks that left this segment become our white-label distribution in Phase 2.
Partner with the Future of Trade Finance
Join leading PE firms and hedge funds who are already generating exceptional returns through our AI-native trade operating system. Together, we're solving the $2.5 trillion trade finance gap.
Important: This page is not an offer to sell, or a solicitation of an offer to buy, securities. All valuations, return scenarios (including 5x–7.5x and 50x–100x), growth figures, and financial projections are forward-looking, illustrative targets — not guarantees. Early-stage investments carry a substantial risk of total loss. Any offering is made only through definitive offering documents to qualified recipients. See our Legal Disclaimer.